Visa and MasterCard
We’ve heard this story hundreds of times.
A new business started by some talented people are looking to create some new relationships so they can be the next American success story. But at almost every turn, they are denied something by someone, and one obstacle after another is placed in their way.
And sometimes, it almost seems like it makes more sense to give up than forge ahead.
If you’ve been declined a credit card merchant account by one, or even two banks, we can help.
Do you run an online business? Then in addition to your merchant account, you’re going to need a “payment gateway” that connects your website to the bank.
But you’ve got a choice of gateways, so which do you choose?
We recommend Pay-Gate, and here’s why.
Your payment gateway needs to work with the shopping cart that runs your website. Pay-Gate supplies a cart (Easy Cart) free, and works with 99% of the standard shopping carts available on the Internet, so there’s a very, very good chance it will work with your site.
Do you own or run an online business that caters to Adults doing “adult” things?
There’s certainly nothing wrong with fulfilling a need in your marketplace, but quite often your bank won’t agree with you. That’s why they make it extra difficult for businesses in either the Adult entertainment or Gaming (gambling*) areas to accept credit cards and operate like a normal business.
It’s almost easy to understand why they make it hard for a company like yours to accept credit cards. Statistically speaking, it’s more likely customers of such businesses to submit a charge-back or not pay their bill.
Chances are, you’re either an existing business looking to reduce your credit card processing fees, or you’re a new business just getting started and applying for a merchant account for the very first time.
Well, if you’re one of those new businesses, you may have a few questions about what’s involved in accepting credit cards. So this page is a merchant account primer for you if you’ve never applied to accept credit cards before and want to know more about the process.
Accepting credit cards is a lot like asking for a loan. That’s because your bank is directly liable to the Associations (Visa, MasterCard & Discover) for any chargebacks or fraud losses for 6 times your monthly processing volume . So, for example, if you apply for a Merchant account to accept Credit Cards for up to $25,000.00 per month, the typical Bank will
If you are running a high risk business, you know it’s tough to get approved by a bank to accept credit cards. Your regular “mega bank” that you’ve been doing business with all your life for your personal accounts probably doesn’t want to hear from you when you start to talk to them about your business.
And if they do, they are probably offering you a per-transaction fee and other charges that are astronomically high.
We understand, because we’ve helped hundreds of companies like yours accept credit cards when no one else could get them approved. And we can do the same for you. We’ve helped them get rates that are lower than some banks offer their best customers.
Yes you want to accept Visa and Mastercards. But it turns out that if you aren’t also accepting at least a few other credit cards, you are telling a lot of your potential customers that you don’t want their business.
And we can help you with that.
You see, your customers will want to pay with whatever is convenient for THEM, and the more credit cards you accept, the more often you’re going to make the sale.
Accept Visa and Mastercard
We offer full service Visa and Mastercard accounts. Visa and Mastercard are the most commonly used credit cards, both for business and personal purchases. When we get you approved to accept Visa and Mastercard, you’ll be able to accept traditional credit cards, as well as Debit Cards and Gift Cards bearing the Visa or Mastercard Logos.
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Chances are, you're either an existing business looking to reduce your credit card processing fees, or you're a new business …
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Do you own or run an online business that caters to Adults doing "adult" things?
There's certainly nothing wrong with …
READ MORE
Do you run an online business? Then in addition to your merchant account, you're going to need a "payment gateway" that connects …
READ MORE
We've heard this story hundreds of times.
A new business started by some talented people are looking to create some new …
READ MORE